Meet The Dinkins Team

Mary Dinkins

NMLS #208579
Regional President/Residential Lending Advisor

Mary Dinkins, Regional President and Residential Lending Advisor of Cornerstone Home Lending, Inc., has been a mortgage professional since 1981. Mary has been involved in every aspect of the business which has truly established her national reputation for excellence in the industry. During her long tenure in mortgage banking, she has distinguished herself as one of the top 100 loan originators in the country, has in excess of $1 billion in loan production, a return client rate of more than 90 percent and has helped thousands of families achieve their home-buying dreams. Aside from Mary's personal production, she oversees offices in Texas, Utah, Nevada, and California. She is also a nationally sought-after speaker at both community and industry-related events.

Mary has served as President of the Dallas Mortgage Bankers Association, Director of the Texas Mortgage Bankers, the Board of Trustees of Good Shepherd Episcopal School, Greater Dallas Board of Realtors Leadership Council and a lay Eucharist Minister for her Church. She has been a volunteer for Voice of Hope Ministry, The Salvation army, The Scottish Rite Hospital and The Alzheimer Foundation. Her top priority, however, is her commitment to her husband and their three children.

Cindy Henderson

Senior Loan Processor

Senior Loan Processor Cindy Henderson assists the Dinkins Team with loan submission, underwriting and closing. She also coordinates with the customer and Title Company to ensure a smooth loan closing. Cindy was introduced to the mortgage industry in 1977 by her sister, who worked in the business. Cindy has partnered with Mary Dinkins since 1993 and she enjoys staying up-to-date with all the industry regulations and mortgage products.

Cindy’s 40 years of home-financing experience have given her a thorough understanding of the home-financing process and the knowledge to serve their clients. Her hardworking and ethical professionalism are just a few of the assets she brings to the Dinkins Team. In addition to her career, she enjoys quality time with her two sons, daughter-in-law and new granddaughter, Jocelyn.

Reece Dinkins

NMLS #1482784
Mortgage Consultant

A dedicated, hard-working, and creative professional, Reece explores every opportunity to help people secure their dream homes. His precise attention to detail, clear communication, and in-depth guidance contribute to seamless home financing experiences. Reece enjoys seeing the pride and excitement that homeownership brings. He is grateful to be part of this significant milestone in his clients’ lives.

Reece also values the opportunity to work alongside his parents who are long-tenured team members of Cornerstone Home Lending. “Mortgage lending runs in the family, and it’s been a joy to learn the business from them,” he says. “Plus, I can now hold my own whenever they start talking shop at family dinners!”

Born and raised in Dallas, Reece graduated from the University of Texas at Austin with a degree in economics. Outside of work, he enjoys seeing the world, perfecting his golf swing, and spending time with his wife, family, and friends. You can also find Reece cheering on his beloved Dallas home teams and Texas Longhorns to victory.

Riley Herndon

NMLS #1659185
Business Development Director

Inspired by a passion to learn and to serve, Riley joined the industry after graduating from the University of Arkansas in 2015. With her background as a loan officer assistant and experience in loan set up, she understands the full scope of the mortgage process. As her team’s Business Development Director, Riley offers amazing support and insight to help create positive home financing experiences. She inspires all around her with her enthusiasm, dedication, and hard work.

Outside of the office, Riley enjoys spending time with friends and family, going to concerts, and trying new restaurants. She is also a member of the Young Leadership Board for Cancer Support Community North Texas.

Victoria Todd

NMLS #1521026
Mortgage Consultant

Before joining the mortgage industry, Victoria served many years in retail banking, commercial underwriting, and risk management in merchant acquiring. Her decision to join the residential lending side of the business was inspired by Cornerstone Home Lending’s mission: To make a difference in the lives of others.

“Here at Cornerstone, care is what truly matters,” says Victoria. “We respect and care for our clients, our work family, and our communities. That drives us to offer amazing service and support in everything we do.”

Victoria applies the knowledge she’s gained in the finance world to help clients choose the right loan program for their long-term goals. With her laser focus, she excels in meeting fast deadlines to help customers close quickly. While intensely focused and always professional, Victoria is also quick to laugh and make others laugh. She approaches each day with positivity and a genuine desire to help both customers and co-workers succeed.

Outside of work, Victoria enjoys live music, trying out new restaurants, and creative writing. She also loves binging on what she calls “an unhealthy amount” of TV shows and movies. Let her know your favorites so she can add to her queue!