Loan Limits

There are loan limits set for different kinds of loans in different areas. These dictate how much you can borrow in a given area. Below is a breakdown of local loan limits. If you have questions about these loan limits, feel free to contact us.

Conforming Loan Limits, Fannie Mae and Freddie Mac - 2020

San Bernardino and Riverside Counties
Single-Family Residence: $510,400
Two-Family Residence: $653,550
Three-Family Residence: $789,950
Four-Family Residence: $981,700

Los Angeles and Orange Counties
Single-Family Residence: $765,600
Two-Family Residence: $980,325
Three-Family Residence: $1,184,925
Four-Family Residence: $1,472,550

San Diego County
Single-Family Residence: $701,500
Two-Family Residence: $898,050
Three-Family Residence: $1,085,550
Four-Family Residence: $1,349,050

To look up conforming loan limits in other counties, click here.

Jumbo Loans

If you require loan amounts higher than the conforming loan limits, we have a great selection of jumbo loans for you. Please speak to one of our Loan Officers for more details.

FHA Loan Limits - 2020

San Bernardino and Riverside Counties
Loan Limit: $442,750
Purchase Price Limit: $458,246

Los Angeles and Orange Counties
Loan Limit: $765,600
Purchase Price Limit: $792,396

San Diego County
Loan Limit: $701,500
Purchase Price Limit: $726,053

To look up FHA loan limits in other counties, click here.

VA Loan Limits - 2020

San Bernardino and Riverside Counties
Loan Limit: No limit for full entitlement

Los Angeles and Orange Counties
Loan Limit: No limit for full entitlement

San Diego County
Loan Limit: No limit for full entitlement