Experience Matters

Welcome! We're glad you're here. Choosing a mortgage professional is an important decision, and we're honored you're considering Cornerstone Home Lending. Our Santa Barbara Mortgage Loan Officers will work hard to deliver a satisfying and streamlined lending experience.

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You Matter

Our team is committed to helping you choose the right mortgage product and ensuring that your loan closes on time.

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Santa Barbara home loans start with The Kelly Marsh Team

The Kelly Marsh Team

Our Santa Barbara Loan Officers offer a refreshingly different mortgage experience: One that’s fast, easy, stress-free—and totally focused on you! From the start, you can expect personalized service that meets your unique needs and financial profile.

Kelly recently received awards for Top Dollar Volume 2019, Most Closed Loans 2019, Top Refinance Volume 2019, and Top Purchase Volume 2019 by Scotsman Guide. There are many Santa Barbara home loans out there. We’ll work closely together to find the right one for you. Whether you want to buy a home, refinance your mortgage, or invest in real estate, our team can help. As one of the most established Santa Barbara mortgage lenders, we also have access to top home loan investors, giving you the most competitive rates and terms for the mortgage you choose.

Plus, our team is an experienced VA lender. Despite a common myth, getting a VA mortgage loan in Santa Barbara isn’t hard! This amazing program can expand homeownership for veterans, active-duty service members, reservists, and National Guard members. VA home loans can now go up to $2 million, helping eligible VA buyers afford a bigger home or a better location for low or even NO money down. If you’re a veteran or currently serving, talk to our Santa Barbara Loan Officers today about VA home loans!

Once your loan is in progress, you’ll always know what’s going on at each step. The Kelly Marsh Team takes the mystery out of mortgage with crystal-clear guidance, open communication, and proactive updates. With us by your side, you can make confident, well-informed mortgage decisions.

Thanks for taking a few moments to learn about The Kelly Marsh Team! Our Santa Barbara Loan Officers are passionate about what we do, and we’re simply energized by helping others. Our clients love working with us – and you will, too!

What People Are Saying About

The Kelly MarshTeam

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We're committed to providing each and every client we serve with raving fan service! We hope we've earned your 5 star review!

Cornerstone Home Lending Difference

Cornerstone Home Lending vs Competitors
Latest Technology & Security
Easy to Use Phone App
Competitive Rates
250+ Loan Programs Offered
Close & Fund Your Loan in Less than 30 Days

LoanFly Borrower Portal

LoanFly Borrower Portal gives you a truly transparent view of your mortgage transaction.

Download LoanFly App

LoanFly is the app that lets you search available homes, request current rates, and quickly prequalify!

Meet the Team

We hope you'll take time to get to know us. And we look forward to being your Lender for life!
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