USDA Loans
A USDA loan can put affordable homeownership within reach for people who want to live outside major metropolitan areas.
Advantages:
- No down payment required
- No first-time homebuyer requirement
- Good solution for homebuyers with limited or moderate incomes (borrowers must meet income limits)
- Flexible credit qualification criteria
- Lower interest rates than conventional loans
- Lower mortgage insurance costs than FHA loans
- Allows the seller or gift funds to cover closing costs
- Easy to refinance an existing USDA loan, even with reduced home value
USDA requires the property being financed to be a designated rural area. Some suburban communities could qualify. Contact us to learn more!
Your interest rate stays fixed for the life of the loan.
Your interest rate changes according to a preset schedule.
Popular with first-time buyers, this loan has a minimum 3.5% down payment and low interest rates.
Loan for eligible veterans and active-duty service members, with no down payment in most cases.
Shopping for a higher-priced property? Lock in a competitive rate and stable monthly payments on your ultimate dream home.
USDA Loans offer no-money-down mortgages for rural and suburban buyers.
Contact Us
Regional Headquarters
2809 East Harmony Road, Suite 200Fort Collins, Colorado 80528
Phone: 970.206.4663
Where We Serve
- Arizona
- Scottsdale
- Colorado
- Carbondale
- Colorado Springs
- Delta
- Fort Collins
- Glenwood Springs
- Greeley
- Longmont
- Loveland
- Montrose
- Pueblo
- Ridgway
- Florida
- Estero
- Michigan
- Milford
- New Mexico
- Farmington
- Las Cruces
- Utah
- Clearfield
- Hurricane
- Washington
- Kennewick
- Wisconsin
- Madison
- Wyoming
- Cheyenne
Contact Us
If there are questions that we can answer, please fill out the form and we will get back with you as soon as possible.