A Homeownership Program That You Have Never Heard of, Until Now

Buy your new house with as little as 3% down & no private mortgage insurance
Get Started

You've dreamed about owning a home. Now it's time to make it happen! With our new DreamStart Home Loan, you can become a homeowner sooner than you think - and for less money out of pocket.

Click video below to learn more about DreamStart

Reduced upfront costs + lower payments

  • As low as 3% down payment*
  • Gift funds allowed towards down payment and reserves*
  • Up to 6% seller concessions allowed for more savings
  • No private mortgage insurance (PMI) even with less than 20% down

Easier for more buyers to qualify

  • No first-time homebuyer requirement
  • No Income Limits
  • Less-than-perfect credit allowed
  • Purchases and rate/terms refinances are available in eligible targeted areas in the Dallas area
  • Max Loan Amount $385,000

Ready to get started or have questions?

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DreamStart Dallas Loan Program Flyer

*The borrower must contribute at least $1,000 from their own funds towards the required down payment amount; gift funds can be used towards the remaining down payment and required reserves. The DreamStart Home Loan Program requires at least one borrower to complete an approved homebuyer education course prior to closing. This is not intended to be an exhausted list of DreamStart requirements. Additional requirements, restrictions, and underwriting conditions may apply. Speak with your loan officer for details. The DreamStart Home Loan is a product of Cornerstone Home Lending's Neighborhood Impact Lending Special-Purpose Credit Program (SPCP). Not a commitment to lend. Borrower must meet qualification criteria.