Loan Types

There's no such thing as "one size fits all" when it comes to mortgages. Finding the right home loan for you starts by knowing which ones are out there.
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Learn more about some of the most common types of mortgage loans.

Be prepared by knowing what items and documents a lender will request: Loan Checklist.

Fixed-Rate Mortgage

Your interest rate stays fixed for the life of the loan.

Adjustable-Rate Mortgage

Your interest rate changes according to a preset schedule.

FHA Loan

Popular with first-time buyers, this loan has a minimum 3.5% down payment and low interest rates.

VA Home Loan

Loan for eligible veterans and active-duty service members, with no down payment in most cases.

Jumbo Loan

Shopping for a higher-priced property? Lock in a competitive rate and stable monthly payments on your ultimate dream home.


USDA Loans offer no-money-down mortgages for rural and suburban buyers.