About Cornerstone
Over three decades and nearly 500,000 satisfied families later, Cornerstone was approved as a state savings bank in October 2022. We are humbled to be a premier national lender with the highest ratings for customer service and team member satisfaction. Through helping our Team Members build individual legacies of service and kindness, our positive impact on others will continue to grow.
For us, mortgage is about making the dream of homeownership a simple, easy, and happy experience. As our customer, you will be guided by caring, service-centric Team Members who are supported by world-class technology and efficient processes. We will always be committed to doing what’s right for the people we serve. We put people over profits, and we build solid relationships that last a lifetime.
Service. Strength. Stability.
- 37 years in business - Proven management teams have successfully navigated Cornerstone through various economic cycles
- Nearly 2,000 Team Members who are passionate about helping others – Our in-house processing, underwriting, and funding teams are ready to ensure your loan closes on time
- More than 50 investor sources with over 300 available loan products
- Timesaving LoanFly® technology for faster, streamlined mortgage transactions
- In-house mortgage loan servicing division staffed by a caring, elite team of Cornerstone loan servicing professionals and powered by cutting-edge technologies
- Access to comprehensive financial services, including mobile and online banking and fee-free checking
- 48% of our LOs hit Scotsman in 2025
- SUPPORT RATIOS: 250+ LOs & 1200 support staff
- 5.7 team members for every 1 Loan Officer
- 1 processor for every 2 Loan Officers
- 1 underwriter for every 2.8 Loan Officers
- 1 closer for every 6 Loan Officers
- In-house servicing
- 100+ JV & preferred lender relationships nationwide
- $362M in capital
- $2.5B in assets
Learn More About Our Markets
Don’t see your city? That just means we’re looking for you.
Positively Life Changing
Cornerstone Home Lending has assisted families with more than 500,000 home-financing transactions since our inception in 1988. For over 35 years, we have strategically positioned ourselves for steady, sustainable growth without losing sight of our mission: To make a positive difference in the lives of others.
In October 2022, Cornerstone acquired and merged with The Roscoe State Bank, the oldest bank in Nolan County, Texas with roots dating back to 1906, to create Cornerstone Capital Bank. The institutional banking division offers deposit and lending services to community banks across the country. Through our continued expansion, our mortgage team can now originate loans in 45 states and Washington, D.C. Cornerstone can also provide full-service, in-house loan servicing operations.
Adding banking and loan servicing platforms to our growing residential lending services empowers our loan officers to make a lasting impact in their clients’ and partners’ lives long after closing.