Our Mission
We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
Our Vision
The Family is a caring, client-centric, diversified, and high-performing financial services company built to provide stability through any economic cycle for generations to come. We operate from a place of peace with discipline.
We succeed as a Team by earning the trust of Clients, exceeding their expectations, and earning referrals to serve even more Clients.
Our entrepreneurial spirit, refreshing culture, efficient processes, total Team Member engagement, and outstanding leadership teams propel ’s sustained success and profitable growth.
We are growers who create a fulfilling workplace that attracts, develops, and retains the highest quality talent.
We support our Team Members’ professional and personal growth through training, consistent communication, empowerment, and guidance.
We help our Team Members build individual legacies of service and kindness that will have a lifelong impact on millions of people.
Together, our Team Members strive to build a remarkable company with a reputation that inspires prospective Team Members and Clients to seek us out to become their preferred workplace and financial services provider.
With hard work, a caring heart for service, continuous improvement, and a passionate commitment to excellence, our Team Members collectively focus every day on achieving something extraordinary: the joy and excitement of building the industry’s best company in terms of Team Member satisfaction, Client satisfaction, performance, regulatory excellence, and reputation among our peers.
Our Convictions
We Live & Lead with Honesty + Integrity
- We honor our commitments.
- We do what’s ethically and morally right.
- We take responsibility and make it right.
- We make our services available on a fair basis to members of the communities we serve.
We Respect & Care for Our People
- We lead by serving.
- We invest in the growth of our Team Members to empower them to build lasting legacies.
- We encourage input and ideas from our Team Members.
- We stand by our Team Members in times of need.
- We create a fulfilling workplace and have FUN together!
We Go All‐Out Because We Are All‐In
- We embrace and foster an entrepreneurial spirit.
- We bring our best every day because mediocrity is not an option.
- We meet or exceed our Clients’ expectations and deadlines.
- We take ground and don’t build fences.
- Everything we do increases the value and attractiveness of our brand.
We Are Wise Stewards
- We make strategically sound business decisions.
- We consistently focus on profitable and sustainable growth.
- We develop processes and technology that make work easier.
- We don’t waste time. It’s a precious resource.
- We increase our generosity as our business grows.
- 48% of our LOs hit Scotsman in 2025
- SUPPORT RATIOS: 250+ LOs & 1200 support staff
- 5.7 team members for every 1 Loan Officer
- 1 processor for every 2 Loan Officers
- 1 underwriter for every 2.8 Loan Officers
- 1 closer for every 6 Loan Officers
- In-house servicing
- 100+ JV & preferred lender relationships nationwide
- $362M in capital
- $2.5B in assets
Learn More About Our Markets
Don’t see your city? That just means we’re looking for you.
Positively Life Changing
Cornerstone Home Lending has assisted families with more than 500,000 home-financing transactions since our inception in 1988. For over 35 years, we have strategically positioned ourselves for steady, sustainable growth without losing sight of our mission: To make a positive difference in the lives of others.
In October 2022, Cornerstone acquired and merged with The Roscoe State Bank, the oldest bank in Nolan County, Texas with roots dating back to 1906, to create Cornerstone Capital Bank. The institutional banking division offers deposit and lending services to community banks across the country. Through our continued expansion, our mortgage team can now originate loans in 45 states and Washington, D.C. Cornerstone can also provide full-service, in-house loan servicing operations.
Adding banking and loan servicing platforms to our growing residential lending services empowers our loan officers to make a lasting impact in their clients’ and partners’ lives long after closing.