With 29 years of industry experience, Kelly Marsh is known for her natural leadership and strong connection with loan originators and production teams. She has helped shape Cornerstone’s thriving sales culture through initiatives like Think & Grow and LULO Live, both aimed at sparking personal and professional growth.

Kelly currently leads teams across multiple states, driving sales performance, operational excellence, and strategic growth. With her experience navigating market shifts, she brings clarity and focus to complex challenges.  A true advocate of coaching and collaboration, Kelly excels in helping others uncover their strengths, sharpen their skills, and define their own path forward.   

Grounded in Cornerstone’s core convictions, Kelly leads with purpose, transparency, and care—creating a positive difference through connection and consistency, whether she’s guiding seasoned professionals or nurturing rising talent.

Chris Blount has been a trusted leader in the mortgage industry since 2001. He joined Cornerstone in 2018, bringing a passion for developing high-performing teams and a strong foundation in home financing. Known for his coaching and mentoring, Chris has a proven track record of helping loan officers grow their production with the right tools, structure, and support. Each year, multiple members of his team earn a place on Cornerstone’s Top Producer Trip—reflecting the strength of his leadership and the success of those he guides.

Throughout his career, Chris has led mortgage operations that have reached over $1 billion in annual production. Chris is also recognized in the builder space, with extensive experience in establishing, growing, and managing strategic partnerships and joint ventures. He has played a key role in expanding Cornerstone’s footprint along the Atlantic Coast by building lasting partnerships with home builders and real estate professionals. Most recently, he helped launch Liberty Ridge Lending, a builder joint venture in North Carolina.

Today, Chris leads with integrity and excellence—nurturing a results-driven culture that empowers teams and delivers lasting value to clients and partners alike.

With more than 31 years in mortgage banking—and 22 years at Cornerstone—Justin Smith serves as Senior Vice President for the Mountain West Region. He leads strategic growth and performance initiatives across 17 loan production offices in five states.

Justin has a long-standing track record of building high-performing teams, delivering operational excellence, and achieving strong results in competitive markets. His leadership combines industry knowledge with a relentless focus on exceptional client-centric service.

For Justin, success is measured in every day’s work, every transaction, and every interaction. He leads with the goal of empowering his teams to use their talents to make a lasting, positive impact—for clients, communities, and each other.

Mikhail Burdeen has been an integral part of Cornerstone since 2019. As Area Manager for Cornerstone, he leads growth and operational strategy across Alaska and Northwest Washington. With a robust career deeply rooted in the mortgage industry, Mikhail brings a wealth of leadership experience, highlighted by his impactful 22-year tenure as a successful Mortgage Branch Manager and top-producing loan officer.

Named among the top 1% of loan originators nationwide by National Mortgage Professional, Mikhail brings real-world insight into his leadership role—shaped by years of consistently delivering results in competitive markets. He uses this firsthand experience to coach loan officers with practical, proven strategies for building client trust, navigating market shifts, and sustaining long-term success. His leadership philosophy is grounded in service, client focus, and the pursuit of excellence, making him a trusted mentor and steady guide in a fast-moving industry.

Mikhail is committed to empowering his colleagues and ensuring that individuals and families across Alaska and Northwest Washington receive personalized guidance and exceptional care—strengthening Cornerstone’s reputation as a trusted leader in home lending.

A Pacific Northwest native, Joe Lombardo was born and raised in the Seattle area and earned his Bachelor’s degree in Business Finance from Seattle Pacific University. With more than 20 years in the mortgage industry—and the past 16 as Vice President of Southwest Washington & Idaho at Cornerstone—Joe currently oversees three high-performing loan production offices across the region.

Joe comes from a multi-generational legacy in real estate, land development, and home building, giving him a foundational understanding of the housing industry that began early in life. His own success is the result of trusted relationships with real estate professionals and lasting connections he’s built with past clients during his career. Respected for both his leadership and performance, Joe is a 14-time recipient of Cornerstone’s prestigious President’s Club award.

Timothy Lombardo truly believes in the value of owning a home. A compassionate, outgoing and dedicated professional, Timothy understands how complex the mortgage process can be. He guides clients through each step of the transaction and proactively updates all parties involved on the loan status. Clients can also rely on him long after closing for trusted home-financing advice and up-to-date industry trends.

Timothy takes a hands-on, comprehensive approach to helping select his clients' home loan programs. "Mortgage loans should never be one size fits all," says Timothy. "I work closely with clients, making sure I fully understand their individual needs and future goals, and then recommend mortgage solutions to help them achieve those objectives."

According to Timothy, Cornerstone Home Lending's stellar customer service model and efficient loan systems were driving factors in his decision to the join the company. Via Cornerstone's real-time pricing engine, Timothy can instantly compare programs from the nation's top investor sources and select only beneficial mortgage solutions for his clients. Cornerstone also offers enhanced services to ensure a smooth, streamlined and on-time loan closing:

• Convenient and secure online prequalification
• In-house processing, underwriting, closing and funding
• Direct access to Fannie Mae, Freddie Mac and FHA/VA loan conduits

A third-generation homebuilder, Timothy built high-end homes for ten years before transitioning to residential mortgage lending. He and his wife are devoted parents to three girls, and they spend as much time as possible cheering their daughters on during their many gymnastics meets. Timothy also stays active training for and competing in triathlons.

At Cornerstone Home Lending, you will find motivated mortgage specialists like Timothy Lombardo who are focused solely on making a positive contribution to your life and the lives of others. For honest, caring service and professional home-financing guidance, please contact Timothy Lombardo at 206.396.5773 or tlombardo@houseloan.com.

Anastacia Chan brings a people-centric, purpose-driven mindset to her role as Vice President of Strategic Initiatives for Cornerstone’s National Retail Division. Since joining the company in 2011, she has shaped some of its most impactful initiatives—elevating both team performance and client experience.

Her leadership has helped advance key Cornerstone programs like 10-Day Close and InstApproved, and she played a central role in launching the company’s National Onboarding and Professional Development Team. Passionate about productivity and transparency, Anastacia embraces technology to drive efficiency across the company. She has led operational improvements in the Pacific Northwest Region, streamlining closing processes and reducing costs. In every initiative, she brings clarity, creativity, and strategic focus—reflecting Cornerstone’s core convictions of excellence, respect, and care.

Anastacia volunteers as a coach with Girls on the Run, a program that helps third- through fifth-grade girls build confidence through physical activity and team connection. She also enjoys baking sourdough bread, running, and spending time with her husband and their two dogs.

Pam Carrington began her career in the mortgage industry right after high school. After gaining early hands-on experience, she went on to earn a Bachelor of Science in Business Administration with a concentration in Computer Information Management from Colorado State University.

With more than 40 years in the field, Pam has built a well-rounded career spanning loan processing, origination, and operations. She now serves as Business Manager for Cornerstone’s National Retail Division, overseeing a wide range of responsibilities including facilities management and contract administration. Known for her dedication, sharp attention to detail, and extensive industry knowledge, Pam is instrumental in supporting the success of retail production teams.

Away from work, Pam enjoys running, reading, and spending time with her family and friends.

A heart for service and a relentless pursuit of excellence led Jay Crowell to Cornerstone in 2009, where he’s dedicated the majority of his 22-year career in mortgage lending. His leadership is rooted in the Mission, Vision, and Convictions that first drew him to the company.

As President of the National Retail Division, he brings almost two decades of leadership experience through prior area and regional management roles. Recognized among the top 1% loan originators nationwide for more than 20 years by publications like The Scotsman Guide—and Cornerstone’s #1 originator from 2019 to 2022—Jay knows firsthand what it takes to achieve exceptional results. Today, his focus is on empowering teams, inspiring the next generation of sales leaders, and making a meaningful impact in the communities Cornerstone serves.

Jason Peifer serves as President of Group Mortgage, a proud affiliated partner of Cornerstone. With over two decades of experience in the mortgage industry, Jason is recognized nationally for his forward-thinking leadership and unwavering commitment to excellence. As a servant leader, he champions a culture of integrity, purpose, and collaboration, aligning closely with Cornerstone's Mission, Vision, and Convictions.

Jason's leadership is deeply rooted in Ninja Selling, developed by Larry Kendall. These principles have been instrumental in helping him cultivate meaningful relationships, deliver value and purpose to drive performance, and maintain a client-focused approach across all aspects of the business. Under his guidance, Group Mortgage continues to lead the way in service, growth, and community impact.

Away from the office, Jason finds inspiration in the outdoors, where he enjoys hiking, skiing, fly-fishing, and spending time with his family. His grounded leadership and passion to serve others makes Jason an influential force in advancing Group Mortgage’s vision as a trusted, values-driven lending partner.

With over 28 years of experience, Kelly has cultivated an award-winning career as a
Senior Mortgage Advisor, known for her ability to deliver, honest, well-communicated, and knowledge-based lending experiences. Her unwavering commitment to personalized service and education has consistently placed her among the top 1% of loan officers nationwide, as recognized by “Scotsman Guide”, “National Mortgage News Magazine”, and “Mortgage Executives Magazine.”

Kelly’s influence goes beyond loan origination in her role as Executive Vice President of Sales & Marketing for Cornerstone Capital Bank. She has spearheaded innovative sales and marketing strategies, which has positioned her as a forward-thinking leader in an ever-evolving industry. As an early adopter of video and digital marketing, Kelly launched her first YouTube channel in 2014, KellyOnYouTube.com, aimed at educating real estate professionals and building a strong personal brand. Her success with this platform resulted in a remarkable 35% increase in business within the first year and has become the foundation of her marketing platform.

In 2022, Kelly expanded her digital reach by launching a second successful YouTube channel, MortgageHowDoI.com, designed to empower consumers with essential knowledge about the home lending process. Through her channels, Kelly has become a trusted voice in the mortgage industry, which has led to appearances on “Designing Spaces” on Lifetime TV and hosting “The American Dream” TV show on CBS in the Phoenix/Scottsdale market from 2017 to 2021. Her expertise has also earned her numerous public speaking opportunities, where she has taken the stage as a keynote speaker, panelist, interview guest, and MC at leading mortgage and real estate industry events nationwide.

Whether through her YouTube channels, leadership role, or personal interactions, Kelly
remains dedicated to helping people achieve success in real estate and lending, making a lasting impact on the industry.

Beyond her professional achievements, Kelly is a proud Arizona native and a Cum Laude graduate of Arizona State University. She treasures time with her husband, their two sons, and their beloved Labradoodles, Champ and Buddy.