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Positively Life Changing

Cornerstone Home Lending has assisted families with more than 500,000 home-financing transactions since our inception in 1988. For over 35 years, we have strategically positioned ourselves for steady, sustainable growth without losing sight of our mission: To make a positive difference in the lives of others.

In October 2022, Cornerstone acquired and merged with The Roscoe State Bank, the oldest bank in Nolan County, Texas with roots dating back to 1906, to create Cornerstone Capital Bank. The institutional banking division offers deposit and lending services to community banks across the country. Through our continued expansion, our mortgage team can now originate loans in 45 states and Washington, D.C. Cornerstone can also provide full-service, in-house loan servicing operations.

Adding banking and loan servicing platforms to our growing residential lending services empowers our loan officers to make a lasting impact in their clients’ and partners’ lives long after closing.

Our mission

We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.

Our vision

The Cornerstone Family is a caring, client-centric, diversified, and high-performing financial services company built to provide stability through any economic cycle for generations to come. We operate from a place of peace with discipline.

We succeed as a Team by earning the trust of Clients, exceeding their expectations, and earning referrals to serve even more Clients.

Our entrepreneurial spirit, refreshing culture, efficient processes, total Team Member engagement, and outstanding leadership teams propel Cornerstone’s sustained success and profitable growth.

We are growers who create a fulfilling workplace that attracts, develops, and retains the highest quality talent.

We support our Team Members’ professional and personal growth through training, consistent communication, empowerment, and guidance.

We help our Team Members build individual legacies of service and kindness that will have a lifelong impact on millions of people.

Together, our Team Members strive to build a remarkable company with a reputation that inspires prospective Team Members and Clients to seek us out to become their preferred workplace and financial services provider.

With hard work, a caring heart for service, continuous improvement, and a passionate commitment to excellence, our Team Members collectively focus every day on achieving something extraordinary: the joy and excitement of building the industry’s best company in terms of Team Member satisfaction, Client satisfaction, performance, regulatory excellence, and reputation among our peers.

What It's All About

Bret Eickhoff - The Servant Mentality

Jacob Washburn - Cornerstone Support

Kelly Marsh - Support Isn't a Slogan

Cornerstone Cares: Support When It's Needed Most

At Cornerstone, we stand by our team members in times of need. Funded by voluntary donations from hundreds of caring team members, our Cornerstone Cares program provides vital resources and relief to other team members facing unexpected personal hardships. Since its inception, the program has distributed over $1 million to team members who had no other sources of assistance.

The one about a 71.5% increase in production

Matt joined Cornerstone because he knew he’d get support to boost his volume.

Our in-house operations don’t benefit just your clients; they benefit your bottom line.

Meet Matt

Matt’s Goal: Gain The Freedom To Grow A Business

“Cornerstone knows how to build a team around a loan officer, allowing me to spend my time where it counts the most. A lot of times, this looks like chatting with referral partners so I can bring in more business. Cornerstone’s exceptional support takes clerical tasks off the table.”

Matt's Solution:

Leverage Support To Get Busy In A More Productive Way

Matt says, “Once a loan is locked, I don’t have to touch a file again — unless there’s some kind of pressing issue, which is rare. Cornerstone’s Ops takes over completely. They have all procedures in place to move a borrower’s loan along quickly, to close on time and meet our company’s goal of 10 days. I’ve had zero problems.”

Working at Cornerstone is different. More free time and flexibility lets him better serve clients and take on more business at the same time. This support is invaluable, and in his first year, Matt’s volume increased by 71.5%.

Cornerstone loan officers

produce 282% more volume

than the industry average*

*Source: www.modexconnect.com

A Top Lender on Glassdoor

Our team members love working here! But don’t just take our word for it – here’s what they have to say.

For 35 years, Cornerstone has employed a servant leadership approach toward its team members. The company views its role as one of support for an entrepreneurial sale force and capable operations staff. The resulting culture is that all are aiming at the same goal—creating a positive outcome and client experience for families engaged in obtaining a home mortgage.

on Glassdoor | Regional Sales Manager

Leadership is committed to excellent sales support, training & empowerment. Set yourself apart with unique products and top notch processes and trust that you'll be able to close on time, every time. Work with colleagues and executives that believe that the employee, client, and company all need to win in order to find success. I've been at Cornerstone 15+ years, and I'm looking forward to the next 15!

on Glassdoor | Producing Branch Manager

Cornerstone provides a unique culture to our team members. We are one family helping people achieve the American Dream of home ownership. The Executive Committee/Leadership of Cornerstone is always striving to be the best in service, mortgage lending, technology, and culture. There aren't really any cons to Cornerstone. Cornerstone has continued to lead in a lot of areas.

on Glassdoor | Loan Officer

I’ve been at Cornerstone Home Lending one year. The people at all levels are first class. The team atmosphere is second to none. The systems set in place really add the level of excellence each client receives. Cornerstone is a wonderful place to excel and grow in your career path.

on Glassdoor | Mortgage Advisor

I have begun my 10th year with Cornerstone. During this time, we have experienced market extremes. No matter what type of market we are in, the Cornerstone Culture remains consistent. Great Leadership and everyone is treated with respect. It is great to work for a company that honors our commitments!

on Glassdoor | Mortgage Loan Officer

Working with like-minded people who care about each other and those we serve is important to me. Cornerstone exemplifies this mindset day in and day out. Humans aren't perfect and neither is Cornerstone. However, the leadership is forward thinking, they embrace challenges with grace, and most important, they do the right thing even when it's not the popular thing.

on Glassdoor | Sales Manager

Source: www.glassdoor.com/Reviews/Cornerstone-Capital-Bank-Reviews-E722360.htm