Lighting the Way to Affordable Homeownership

Roscoe Bank wants to help you step into homeownership without the stress of a big down payment.

With our Bright Spark Grant, you can get the extra funds to afford a home in today’s market and start building your family’s wealth for generations to come. The Bright Spark Grant is 100% forgivable – which means you don’t have to repay the assistance, giving you the freedom to enjoy your new home without worrying about added expenses.

Bright Spark Highlights

Discount Savings

Grant is 3% of the sales price up to $7,500

Down Payment Contribution

Use the funds toward your down payment

Primary Home

Home purchased must be your primary home

Eligible Buyers

To qualify for the Bright Spark Grant, you must buy a home in Nolan, Fisher, or Bastrop County and:

  • Be a first-time home buyer
  • Purchase in a low-to-moderate income census tract
  • Earn an income less than $58,559 for Nolan County, $58,559 for Fisher County, or $97,839 for Bastrop County*

*The income limit is less than 80% of the applicable county’s Area Median Family Income (AMFI). This informational material is not intended to be an exhaustive list of requirements to qualify for the Bright Spark Grant/CCB Funded Grant Assistance Program. Speak with your loan officer for details.

Roscoe Bank, a division of Cornerstone Capital Bank, SSB. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID# 2258. Not a commitment to lend. Borrower must meet qualification criteria. Additional requirements, restrictions, and underwriting conditions apply.