Is your current home still meeting your needs?
The majority of mortgage loan applications over the past several years have been for refinancing due to historically low interest rates. People refinance for a variety of reasons including changing from an adjustable-rate to a fixed-rate mortgage, shortening or lengthening the term of the loan, home renovations, getting a loan with better terms and debt consolidation.
While refinancing could make a significant difference in the amount you pay each month, there are other costs you should consider (such as finance charges over the life of the loan). Refinancing a mortgage is similar to when you applied for your loan initially. You must have a relatively good credit score, pay closing costs and fees, and may be required to have a home.
Contact me for a mortgage check-up. They can take a look at your loan, walk you through the benefits of refinancing, and break down all your costs so you can make a well-informed decision.
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Learn about different loan programs.
Conventional loans are not backed by the government. Learn more about our conventional loan options.
An FHA loan is a government-backed loan insured by the Federal Housing Administration. Learn more about FHA.
We're proud to serve those who serve our country. Learn more about our VA Loan options for Veterans.
Know your options for paying off your mortgage. See if refinancing makes sense for you.
Whether it's a fixer upper or a home you've lived in for years, a renovation loan may be just what you need.
Down Payment Assistance
Looking for a little assistance with your down payment?
With today's low interest rates, jumbo loans have become increasingly popular.
Ready to downsize your home?
Whether you're looking to retire, pay for home improvements, or cover medical expenses, a Reverse Mortgage can help you do that so you can live more financially secure.