You Matter

Welcome! We're glad you're here. Our team is committed to helping you choose the right mortgage product and ensuring that your loan closes on time.

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Experience Matters

Choosing a mortgage professional is an important decision, and we're honored you're considering Cornerstone Home Lending. Our Team Members will work hard to deliver a satisfying and streamlined lending experience.

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Laguna Niguel home loans start with The Todd Pianin Team


With a combined 20 plus years of combined mortgage lending experience, the Pianin Team has helped thousands of families fulfill their homeownership dreams. Throughout this time, they have committed themselves to ensuring that their clients and referral partners receive an unparalleled lending experience.

With LoanFly technology, you can get started today by filling out an online prequalification form after creating your own account. Then, you can start uploading documents right away inside of your secure Borrower Portal. This will give us a picture of your profile, but then connecting with you personally will help us see and understand your mortgage goals. We are here to help you make the right decision for you and your unique home loan needs.

Once your loan is in progress, you’ll always know what’s going on at each step. We take the mystery out of mortgage with crystal-clear guidance, open communication, and proactive updates. With us by your side, you can make confident, well-informed mortgage decisions.

Thanks for taking a few moments to learn about The Todd Pianin Team! Our Laguna Niguel Loan Officers are passionate about what we do, and we’re simply energized by helping others. Our clients love working with us – and you will, too!

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Cornerstone Home Lending Difference

Cornerstone Home Lending vs Competitors
Latest Technology & Security
Easy to Use Phone App
Competitive Rates
250+ Loan Programs Offered
Close & Fund Your Loan in Less than 30 Days

LoanFly Borrower Portal

LoanFly Borrower Portal gives you a truly transparent view of your mortgage transaction.

Download LoanFly App

LoanFly is the app that lets you search available homes, request current rates, and quickly prequalify!