Find a Loan Officer

A creative mortgage advisor with a diverse financial background, Philip explores all opportunities to help make dream homes come true.

Philip served as a financial analyst and CPA before becoming a loan officer in 2013. He excels in analyzing his clients’ financing options, sharing valuable insight to help them choose the right home loan for their long-term goals. Inspiring all with his whatever-it-takes attitude, Philip works hard to ensure each customer enjoys a positive mortgage experience.

Born in Kernersville, Philip grew up in Wilson before moving to Wilmington in 2004 where he graduated from UNCW. Philip devotes his time outside of work to his wife and their two daughters. The Andrews family enjoys all that North Carolina has to offer – from rock climbing and mountain biking to surfing and sailing. Philip also serves as director, trainer, and outdoor adventure leader for a non-profit youth camp based in Pinnacle.

Allen has been around mortgage lending for most of his life—his mother devoted nearly 50 years to the industry and retired from Cornerstone. Inspired by her legacy and his personal passion to serve, Allen has built a 20-year career focused on manufactured housing financing. When the opportunity came to join Cornerstone, he didn’t hesitate—because the company has always felt like family.

Now building Cornerstone’s manufactured housing division from the ground up, he brings a deep understanding of one-time close loans and factory-built home financing. He’s dedicated to making the process as seamless as possible from start to finish. Allen never shies away from rolling up his sleeves and finding solutions to help more families achieve their homeownership dreams.

Allen lives in League City, Texas, with his wife and their very spoiled Bichon/Shih Tzu mix, Charlie Bailey. On the weekends, you’ll find the Baileys on the golf course. Hardworking, honest, and always a phone call away—Allen’s approach is simple: treat clients like family, because everyone deserves a place to call home.

David Balsz, Producing Mortgage Branch Manager, has been in the mortgage industry since 1992. Dave became interested in the mortgage profession while he was operating his own general contracting firm and helping families with their remodel needs. Since becoming a loan officer, Dave has consistently been a top producer not only in Southern California, but nationally as well.

Dave has an extensive background helping first-time buyers, move-up buyers, and investors, and he is skilled in international relocations. Dave’s knowledge of FHA, VA, jumbo, and specialty loan programs helps him to provide innovative lending solutions.

Dave’s guidance and experience have helped many families attain their dream of homeownership. You’re not just buying a house – you’re providing a home and creating memories with your family. Dave understands that you work hard for your money, so he and his team of professionals will work hard to secure the best possible financing terms for your needs.

In his free time, Dave enjoys family BBQs and perfecting his golf game!

Lisa has devoted her career to enriching – and saving – the lives of others. She taught elementary school students for several years, then earned a degree in nursing and served as an ER nurse. "My passion has always been to make a positive difference," she says. "Working in education, healthcare, and now, housing is my way of giving back to the community I love so much."

Clear guidance, open communication, and instant accessibility form the foundation of Lisa’s exceptional service. Educating clients about their options and the financing process is a top priority for Lisa. She takes the time to walk customers through each step and breaks down all the upfront and future costs of their mortgage program. Backed by her personal attention and prompt updates, Lisa’s clients have everything they need to make confident, well-informed mortgage decisions.

Lisa holds a BA in Education from her hometown college, Indiana University of Pennsylvania. She also graduated from Mercy School of Nursing in Charlotte, North Carolina. When she’s not helping people achieve their homeownership dreams, Lisa spends as much time as possible with her husband and their two sons. She also enjoys hiking with the family and their two poodles, traveling, curling up with a good book, and gardening.

Blake is devoted to making a positive difference in the lives of others by helping them achieve the American Dream of homeownership. As a Loan Officer, Blake guides homebuyers through the lending process, providing guidance and support at each step. A true mortgage professional, Blake always knew this would be his calling, as it allows him to help people each day. He has served in home lending for more than eight years and enjoys meeting people from every walk of life, while supporting them in reaching their home financing objectives. With a business model built firmly around trust, the Bravo Team’s goal is to create clients for life, building relationships beyond the transaction.

Blake’s passion for serving his community extends outside of the office. An avid supporter of the Houston Rodeo, he serves as a member of the Wine Sales and Events Committee and the Mutton Bustin’ Committee. Blake and his wife, Samantha, are involved with Houston PetSet and K9 Angels, fostering dogs and helping them to find their “fur-ever” homes.

A lifelong Texan, Houston is home to Blake and his family. He attended college at Texas Tech University, where he earned a Bachelor of Science in Personal Finance. In his leisure time, Blake enjoys spending time at Memorial Park, playing golf, and traveling.

With over 15 years of experience in the mortgage lending industry, I love helping existing and future homeowners with their purchase/refinance needs. In a competitive housing market, you want to be assured that your process will be done in a timely manner.

As your mortgage partner, I'm dedicated to your success when it comes to securing financing for your real estate needs. I can help you effortlessly navigate each step to a smooth, on-time closing!

I am dedicated to providing you with personalized service, fast closing times, and careful guidance during the home-buying process. Please don't hesitate to call/text/email me 7 days a week, 365 days a year. I'm always working for you! Feel free to call me at 206.351.7227 or send me an email to [email protected].

AREAS OF SERVICE

•  Mortgage Lending
•  First-Time Home Buyer Loans
•  VA Home Loans
•  FHA Loans
•  Condominium Lending
•  Investment Properties
•  Jumbo Loans
•  Purchase
•  Refinance
•  Home Equity Line of Credit (HELOC) Loans

LANGUAGES SPOKEN: Russian/English

Sherrie leads her life with faith at the center, guided by her core values of faith, family, and fun. Her journey is one of resilience, compassion, and purpose. A breast cancer survivor, Sherrie has spent years giving back. She has swum from Alcatraz to San Francisco to raise funds for breast cancer research and served as a counselor to support others navigating their own cancer journeys. Her personal experiences have shaped an unwavering commitment to helping people through life's most challenging and meaningful moments.

With over 20 years of professional experience, Sherrie is passionate about making a tangible difference in people’s lives. She was naturally drawn to Cornerstone, a company aligned with her belief in service and positive impact. Here, she dedicates her work to helping individuals and families discover affordable housing programs and grant opportunities they may not even know exist, empowering them to build more secure futures.

Originally born in Marin County and raised in Sonoma County, Sherrie is now embracing a new chapter in Southern California with her husband, Brian, as they enjoy being closer to some of their beloved grandbabies. Above all, she considers her most important roles to be “Mama” and “Ama.”

At home, Sherrie’s life is full and joyful, shared with her husband, a playful husky, an energetic cattle dog, a fluffy cat, and eight happy laying hens. Outside of her professional and family life, she enjoys boating, spending time with her grandchildren, supporting others on their health journeys through her company, Blue Wave, and exploring great dining experiences.

Sherrie’s life reflects a genuine passion for service, a heart for people, and an unshakeable faith that guides everything she does.

Senior Loan Officer Stephen Clark is dedicated to exemplary customer service, integrity and professionalism. Possessing more than a decade of industry experience, Stephen understands the entire home-buying process and excels in finding mortgage solutions for each and every client.

Through Cornerstone's "Client for Life" program, Stephen provides enhanced services and consistent communication for his clients and strategic partners. Convenient online prequalification and in-house processing, underwriting, closing and funding are among the many beneficial services that make Cornerstone the right choice. Stephen has access to the right home loan products and pricing available to fulfill the needs of his clients across the great state of Texas.

Prior to joining Cornerstone Home Lending, Stephen assisted homebuilder clients with their residential financing needs. When he is not helping clients become homeowners, Stephen enjoys spending time with his family and friends.

To experience the Cornerstone Difference, please contact Steve at 713.481.4891 or [email protected].

Jeannie Cogdill, Loan Officer at Cornerstone Home Lending, has been in the mortgage industry since she was 14. She began working after school as a post closing clerk and has done everything from processing to closing to branch management. Throughout her lifetime, Jeannie has lived in Antigua, British West Indies, Germany and Mexico. She combines her cultured background and long tenure in the mortgage industry to provide each customer with outstanding service.

For Jeannie, the reward of the job is found in helping people find loan solutions when other Loan Officers may have turned them down. Through her strong work ethic and persistence, Jeannie is able to match clients with the loan program that fits their short-and long-term goals. Most importantly, Jeannie remains ethical to the core and operates under the highest standard of integrity. To meet the needs of all her clients, Jeannie is a certified USDA and Veterans Land Board Lender and works with TSACH and Texas Homes for Heros for down payment assistance programs.

Outside the office, Jeannie spends time with her two kids in College, is active with Crosspoint Church and enjoys gardening, cooking and traveling and volunteering s with the local VFW, Brazoria County Young Life and local animal shelters.
To work with a proven and successful mortgage professional, contact Jeannie Cogdill at [email protected] or 713.349.6220.

Mortgage Loan Originator Beau Couch started in the mortgage business in 1992 and has been lending in Northern Colorado since 1994. Whether his clients are first-time homebuyers or seasoned homeowners, he enjoys working with people and helping his customers find the right mortgage for their individual needs. He likes meeting new people and works hard to make the loan experience enjoyable for all involved. He has a stellar reputation in the Colorado mortgage industry for following through on his promises and for treating everyone fairly.

A lifetime resident of Colorado, Beau was born in Salida and currently lives in Windsor. He attended Western State College and graduated from the University of Northern Colorado with a bachelor’s degree in sociology. He is a member of the Windsor, Greeley and Fort Collins chambers of commerce and the president of a private investment club. In his spare time, Beau enjoys golfing, fishing, hunting and playing Texas Hold ‘Em, and he also likes to spend time with his wife and young daughter.

Guided by a heart for service and backed by an amazing team, Jay Crowell offers more than 15 years of experience in mortgage lending. "My team and I share a passion to serve our clients and our community," Jay says. "Home lending is our platform to positively transform lives and fulfill long-term goals through responsible homeownership."

Whether helping a client buy their first home, improve their home loan savings, or leverage their equity, Jay offers comprehensive planning and education. He applies the knowledge he's gained over the years to find creative financing options that fit his customers' unique needs.

Jay and his team collaborate closely to bring value and exceptional service to each client's transaction. They work when real estate happens, not just during the traditional 9 AM to 5 PM business day. Team Crowell also always works in their clients' interests. They offer transparency and trusted insight so customers can make confident, well-informed mortgage decisions.

An honors graduate from Seattle Pacific University, Jay holds a business administration degree with a concentration in finance. He has lived in the Seattle area since 2000 and enjoys its rich culinary, arts, and culture scene. An avid sports fan, he coaches and watches a lot of basketball. Traveling, hiking the Pacific Northwest, and paddle boarding round out his other activities outside of work. Married with two children, Jay's absolute favorite pastime is family time.

Kerry Day’s background in finance and commitment to outstanding service make him a natural fit as a residential mortgage specialist. His dedication to creating life-long relationships with his clients is evidenced by his honest conduct and tireless work ethic. Kerry’s passion for holistic, client-centered mortgage planning helps him and his team consistently find the optimal loan program for their clients’ needs.

Kerry graduated Magna Cum Laude from Seattle Pacific University where he earned a degree in communication and business administration. Before joining Cornerstone Home Lending in 2008, Kerry spent several years working successfully for a large national bank. He specialized in home equity loan origination and was consistently recognized as one of the Northwest Region’s leaders in sales and service. While there, Kerry also obtained his General Securities Representative license as part of an exclusive private banking program. At Cornerstone, Kerry has consistently been recognized as a President’s Club top producer and a Seattle Magazine Five Star loan originator. The Day Team consistently sets the bar high for mortgage origination excellence in the Seattle area.

A lifelong resident of Washington, Kerry was raised in Kirkland and is now living with his wife, Katelyn, and their three young boys in Mill Creek. Outside of the office, Kerry can be found competing in his local Crossfit gym, playing his guitar and rooting for the Washington Huskies. He is an active member of his church and has had the opportunity to travel to five continents in an effort to meet the people and serve different humanitarian causes.

As a mortgage consultant, Reece supports homebuyers throughout the home loan process, working diligently to understand short and long-term goals and help them choose the right loan for their unique situation. Approachable and eager to help, Reece understands questions and needs come up outside of business hours. Available any time of day – “the best ability is availability,” he says.

Growing up with two parents in home lending, Reece began learning the ins and outs of the industry early in life. He has served with the Dinkins Team since 2016 and is proud to be a part of the award-winning team of mortgage professionals.

Reece was born and raised in Dallas and continues to call it home. He spent his college years in Austin at the University of Texas, where he earned a bachelor’s degree in economics. In his free time, Reece enjoys being with his wife and family, trying new local restaurants, playing golf with friends, and spending time with his Golden Retriever, Bogey.