About Cornerstone
Kelly Zitlow Group

Cornerstone Capital Bank is built on a foundation of trust, innovation, and a deep commitment to service. With the rich histories of Cornerstone Home Lending and Roscoe Bank as our backbone, we’ve united more than 150 years of experience to create a financial institution dedicated to empowering families, communities, and businesses to thrive for generations to come.

Our diverse range of financial products and services not only strengthens our balance sheet but also reinforces our legacy of making a lasting impact in the lives of those we serve. From launching innovative mortgage solutions to expanding commercial lending and treasury services, we’re proud of how far we’ve come—and we’re just getting started. We are energized by the opportunities ahead and invite you to join us as we shape the next chapter of our story together.

The Cornerstone Advantage

  • Unmatched Expertise – A 150-year legacy in banking and lending with a team dedicated to helping your business thrive.
  • Easy Onboarding – Streamlined service from day one, so you can focus on your business.
  • Proven Commitment – Trusted by institutions nationwide, managing over $500 million in deposits.
  • Comprehensive Solutions – Advanced technology and working capital solutions for a seamless banking experience.

Helping Our Community

Helping Our Community from the Inside, Out: We believe that our community starts right here with our team members and we live it out by caring for our team through the Cornerstone Cares Fund. Powered by employee generosity, this fund has provided over $1 million in assistance to team members during unexpected hardships.

Building a Brighter Future: We are committed to making a meaningful impact by supporting local charities and strengthening our communities. Through partnerships with organizations like Agape Development, we strive to play an active role in creating a brighter future for all.

What We Stand For

Our Mission

We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.

Our Vision

The Cornerstone Family is a caring, client-centric, diversified, and high-performing financial services company built to provide stability through any economic cycle for generations to come.

Our Convictions
  • We live and lead with honesty & integrity.
  • We respect & care for our people.
  • We go all-out because we are all-in.
  • We are wise stewards.
Our Services
  • Personal Banking: Simplify your finances with anytime, anywhere banking solutions.
  • Business Banking: Tailored solutions to meet your business’s growing needs.
  • Commercial & Institutional Banking: Mid-market collaboration through syndications and strategic partnerships.
  • Treasury & Liquidity Management: Cash flow solutions to keep your finances flowing efficiently.
  • Mortgage Lending: 37+ years, 500,000+ families served, 300+ loan products, fast-track technology.
  • Servicing: Trusted mortgage servicing powered by compassionate support and smart tech.
Awards & Recognition
  • Family-Owned Businesses Award – 2023 Houston Business Journal
  • 2023 ICBA Top Lenders List Nationwide (banks with >$1 billion in assets)
  • 2023 Top Workplace – San Antonio News
  • 2023 Top Workplace – Houston Chronicle
  • 2024 Lender of the Year – Houston Agent Magazine
  • 2024 Top Workplace Award – Top Workplaces
  • 2025 Top Workplace – Scotsman Guide
Prequalify Now

When you're ready click here!

Check out what our clients say!

Kelly Zitlow Group Reviews