Meet Your Mortgage Advisors

Senior Loan Advisor
NMLS 203298
480.378.3301

Tara Bradley is the Senior Loan Advisor for the Kelly Zitlow Group, guiding clients confidently through their home financing journey. Since beginning her mortgage career in 2003 and working alongside Kelly for more than 16 years, Tara brings extensive industry experience, strong lending knowledge, and a solutions-focused approach to every client. Known for her proactive communication and attention to detail, she manages the loan process from initial consultation through closing, helping structure financing that aligns with each client’s financial goals while simplifying what can often feel like a complex process.

Tara holds a degree in psychology, which strengthens her ability to listen carefully and understand each client’s needs. She closely follows financial markets and economic trends so she can share timely insights on interest rates, market conditions, and financing strategies. Outside of work, she is a devoted wife and proud mom to twin boys and a spirited daughter, a die-hard Denver Broncos fan, a regular at Shred 415 workouts, and an active supporter of her children’s schools and activities.

Clients of the Kelly Zitlow Group appreciate having a knowledgeable, attentive partner committed to helping them achieve their home financing goals. Learn more about Tara.

Sr. Loan Partner, Team Captain
NMLS 1121576
480.631.4605

With over 27 years of mortgage experience, Karen is the steady hand and strategic mind behind the scenes, ensuring every loan stays on track and every client feels supported. As the Team Captain and Kelly’s trusted “wingman” for more than two decades, Karen helps lead and guide our team with unmatched expertise and calm confidence. Karen plays a key role in setting our clients up for success from the moment their offer is accepted through closing day. She manages the contract-to-close process, serves as our go-to resource for complex income scenarios, especially self-employment, and knows every nuance of the home loan journey. If there’s a challenge, Karen doesn’t just manage it, she solves it.

A proud mom of four, Karen beams with pride over her oldest son’s service in the U.S. Navy. As a military daughter herself, her father served 20 years in the Army, she carries a deep respect for those who serve and brings that same sense of duty and care to her work every day.

Sr. Mortgage Educator
NMLS 164330
480.725.0150

Kelly Zitlow brings more than 30 years of mortgage experience to the Kelly Zitlow Group. An award-winning, top 1% producing loan officer nationally, Kelly focuses on guiding the team, clients, and business partners through smart financing strategies while empowering them through clear, practical education.

She founded the Kelly Zitlow Group on this core principle: providing honest, well-communicated, knowledge-based lending experiences for both clients and referral partners. Her commitment to excellence and client satisfaction is reflected in hundreds of five-star reviews. She is especially passionate about helping people understand how homeownership can play a role in building long-term and generational wealth. Kelly collaborates closely with her team to deliver value, clarity, and exceptional service.

Raised in Arizona, Kelly graduated Cum Laude from Arizona State University. She treasures time with her husband, their two sons, and their Labradoodles, Champ and Buddy.
Learn more about Kelly.

Executive Assistant to Kelly Zitlow
NMLS 164330
480.448.2081
Yo Hablo Español*

As the Executive Assistant to Kelly Zitlow, Kazumi plays a vital role in keeping the wheels turning smoothly behind the scenes. She expertly manages Kelly’s schedule, priorities, and daily operations, allowing the team to stay focused, aligned, and moving forward. With a sharp eye for detail and a calm, can-do approach, Kazumi ensures every day runs with efficiency and purpose.

Outside of work, Kazumi loves exploring new destinations with her fiancé and spending time with their lovable French bulldog, who keeps them both entertained and on their toes.