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The Community Lending Division of Cornerstone Home Lending is dedicated to expanding homeownership opportunities with honest guidance and simply remarkable service.
USDA Loans
A USDA loan can put affordable homeownership within reach for people who want to live outside major metropolitan areas.
Advantages:
- No down payment required
- No first-time homebuyer requirement
- Good solution for homebuyers with limited or moderate incomes (borrowers must meet income limits)
- Flexible credit qualification criteria
- Lower interest rates than conventional loans
- Lower mortgage insurance costs than FHA loans
- Allows the seller or gift funds to cover closing costs
- Easy to refinance an existing USDA loan, even with reduced home value
USDA requires the property being financed to be a designated rural area. Some suburban communities could qualify. Contact us to learn more!
Your interest rate stays fixed for the life of the loan.
Your interest rate changes according to a preset schedule.
Popular with first-time buyers, this loan has a minimum 3.5% down payment and low interest rates.
Loan for eligible veterans and active-duty service members, with no down payment in most cases.
Shopping for a higher-priced property? Lock in a competitive rate and stable monthly payments on your ultimate dream home.
USDA Loans offer no-money-down mortgages for rural and suburban buyers.
Contact Us
Regional Headquarters
2221 E. Lamar Boulevard, Suite 120Arlington, Texas 76006
We Lend In 45 States + Washington D.C.
Local Experience, Nationwide Reach
Our nationwide service means you have access to tailored mortgage solutions no matter where life takes you. We deliver personalized mortgage solutions to help you achieve your financing goals.