Find a Loan Officer

John Mayhue has been in mortgage lending for 17+ years and was born into the Real Estate business! He is a life-long resident to the state of Oklahoma. He is a husband and father. He comes from knowledge in all areas of the mortgage industry and is proficient in all loan products we have available; especially the VA loan! He holds a degree in Business Finance and Speech Communication, a long time Rotarian, an Eagle Scout, active in multiple Chamber of Commerce as well as multiple Board of Realtors all around the state, philanthropist in so many areas, avid real estate investor all across Oklahoma, and involved in church.

Make sure you are with the right team! Let John and his team help you create the dreams of home ownership today! Call or text John directly today on his personal cell at 405-808-4412!

After more than 30 years in the mortgage industry, Karen Monroe is both practiced in and passionate about helping people become homeowners. Her ultimate goal is to be her customers’ lender for life. She is fully invested in building lasting relationships, and has worked with customers and their referrals again and again over the years.

Karen started as a loan processor the week after her wedding in 1982, and served for 9 years in that role. Her wholehearted belief in the value of homeownership and her personal mission of helping others inspired her to become a loan officer in 1999.

Karen’s hands-on approach, attentive and caring service, and common-sense guidance are just some of the reasons both clients and industry peers are enthusiastic fans. She works closely with each customer to understand their financing goals and to recommend a mortgage plan that meets their short- and long-term needs. Plus, she’s accessible to her clients, staying in consistent contact during their financing transactions and long after to offer ongoing mortgage advice and trusted support.

The 15th of 17 children, Karen was born in Omaha and spent most of her childhood in Puerto Rico where her father was stationed. She relocated to Colorado in 1974 and has lived in the state ever since. In her spare time, she stays fit with weightlifting, kickboxing, karate, P90X, and Tae Bo. She also enjoys boating and relaxing on the beach. Karen’s favorite pastime, however, is family time; she delights in spending time with her husband and their two children.

Guided by a heart for service and backed by an amazing team, Ryan Niles offers more than 15 years of experience in mortgage lending. "My team and I share a fierce passion for taking great care of our clients and making the mortgage process as seamless as possible," Ryan says. "Home lending is our platform to positively transform lives and fulfill long-term goals through responsible homeownership."

Whether helping a client buy their first home, improve their home loan savings, or leverage their equity, Ryan offers comprehensive planning and education. He applies the knowledge he's gained over the years to find creative financing options that fit his customers' unique needs. Ryan and his team collaborate closely to bring value and exceptional service to each client's transaction. They work when real estate happens, not just during the traditional 9 AM to 5 PM business day. The Niles Team also works in their clients' interests. They offer transparency and trusted insight so customers can make confident, well-informed mortgage decisions.

An honors graduate from the University of Washington, Ryan holds a business administration degree with a concentration in finance and marketing. He has lived in the Seattle area since 1999 and enjoys its rich culinary, arts, and culture scene. An avid sports fan, he is passionate about the UW football and basketball teams as well as our Seahawks. Traveling, hiking the Pacific Northwest, golfing, wine tasting, running, and spending time with his superhero wife Kami, newborn son Grayson, and dog Charlie round out his other activities outside of work. Currently living in Bainbridge Island and running the Cornerstone office here, Ryan's absolute favorite pastime is family time and helping his amazing clients.

Amy works and lives by a simple motto: Think BIG. Live BIG. Love BIG. Give BIG. She inspires all around her with a heart for service and a passion to make a difference.

For more than 20 years, Amy has devoted herself to helping people achieve a BIG milestone: homeownership. "I want the families that I serve to focus on the joy of their new home," she says. "So I do whatever I can to make the mortgage process as effortless and enjoyable as possible."

Amy offers trusted insight gained from helping everyone from first-time homebuyers and move-up homeowners to renovators and real estate investors. With education and communication at the forefront of her amazing service, Amy carefully guides her customers through each step from application to closing. She ensures her clients have all the information they need to make confident mortgage decisions. Plus, Amy's customers know they can rely on her guidance and support for years to come.

Ready for a fun, uplifting home financing experience? Talk with Amy today to get started!

Colorado native Jason Peifer has fine-tuned his mathematic talents to a financing career focused on mortgage. He enhanced these skills at Colorado State University then transferred them to sales in the real estate industry. After selling real estate, Jason moved to home lending. He enjoys the challenge of assisting with complex loans, and feels rewarded when he helps a buyer close on the purchase of a home.

When he is not working on a loan, Jason is with his wife and two daughters. He loves the snow as well as the water; with skiing, fly-fishing, rafting, and mountain biking being some of his favorite hobbies. Jason brings drive, passion, and extensive knowledge of the lending guidelines to his customers on every transaction.

Inspired by her father’s career as a builder, Debbie joined the mortgage industry in 1985. She delights in sharing the insight she’s gained to help more families achieve their homeownership dreams.

Backed by Debbie’s knowledgeable guidance, clear communication, and caring service, clients can enjoy an effortless journey from start to home. She personally manages her customers’ transactions, walking alongside them at each step and ensuring they understand their home loan options and what to expect along the way. She can also easily resolve any issues that could delay the closing day. More importantly, Debbie will be there for her clients long after their loan has closed.

“Mortgages are long-term, and so is my commitment to my customers,” she says. “They can always count on me as a trusted resource now and in the years to come.”

Born, raised, and thriving in Montana, Debbie can’t imagine calling any other state home. She loves spending time outdoors; gardening and golfing are among her favorite pastimes.

Mortgage Advisor Heather M. Robert has the combined experience and knowledge to achieve a reputation for excellence seldom matched in her industry. Unwavering integrity, precise attention to detail and a desire to always be available to her clients have always trademarked Heather's career. An experienced lender and construction specialist, Heather has built strong relationships within the Real Estate community as well as a solid base of loyal customers.

It was her commitment to customer service that brought Heather to Cornerstone Home Lending, a Texas-based lender founded in 1988. Through Cornerstone's "Customer for Life" philosophy, Heather creates custom mortgage solutions designed to fit her customers' short and long-term financing goals. Heather also offers customers state-of-the-art technology, in-house underwriting and a wide array of national mortgage investors from which to choose. Heather also works with a strong, knowledgeable team that provides first class service.

A native Texan and former school teacher, Heather has lived in Montgomery County for the majority of her life. Heather earned her bachelor's degree from the University of Texas and her master's degree from Sam Houston State University. Relationships are important to Heather - she loves spending time with her husband, Jeff, their two sons, Hunter and Reid, and their daughter, Hadley, as well as her family and friends. She is also active in her church and in the local business community as a member of the Chamber of Commerce, Leadership Montgomery County and Business Network International.

Mortgage Advisors Heather M. Robert and Jeff Robert have the combined experience and knowledge to achieve a reputation for excellence seldom matched in the mortgage industry. Unwavering integrity, precise attention to detail, and a desire to always be available to clients have always trademarked their career. Experienced lenders and construction specialists, Heather and Jeff have built strong relationships within the Real Estate community as well as a solid base of loyal customers.

The Robert Team is a strong, knowledgeable team that provides first class service. It was their commitment to customer service that brought them to Cornerstone Home Lending, a Texas-based lender founded in 1988. Through Cornerstone's "Customer for Life" philosophy, they create custom mortgage solutions designed to fit their customers' short and long-term financing goals. With loyalty, dependability, a strong work ethic, and a great sense of humor, the team is ready to serve their community with their home lending needs.

Mortgage Advisor Jeff Robert came to the mortgage industry in 2012, he says, "to help enhance the Heather Robert Team's relationships with strategic referral sources as well as identify other people in the community we can assist." Born in Conroe, and currently living in Montgomery, Jeff has lived in Montgomery County his entire life. After graduating from Sam Houston State University with a Bachelor of Arts Degree in Kinesiology, Jeff served as an athletic trainer, teacher and coach for thirteen years. With loyalty, dependability, a strong work ethic and a great sense of humor, Jeff is ready to serve The Heather Robert Team's customers well. He enjoys spending time with his wife Heather, and his three children, Hadley, Reid and Hunter. The Roberts have attended Fellowship of Montgomery for the past three years.

Craig Ronning offers enhanced services and state-of-the-art technology unparalleled in the mortgage industry. With more than 18 years of experience in residential lending, Craig has served his clients as an appraiser, loan officer, branch manager and regional manager. It is this extensive knowledge of the industry that has helped Craig understand every aspect of the loan process, from prequalification to closing.

With access a wide array of investor sources, Craig offers a complete line of mortgage loan products and assures his clients that he'll work to meet their individual needs. Each and every client receives a smooth, seamless transaction with convenient prequalification; in-house processing, underwriting and closing; and instant accessibility to Craig and his team of dedicated professionals.

Craig has received many awards for his devotion to 100% customer satisfaction including: was recognized as a Top Producer with a major financial institution and received a Kittitas Country award for excellence in mortgage lending. Craig is an avid reader, and a devoted husband and father. He also enjoys playing the piano in his spare time.

At Cornerstone Home Lending, you will discover an atmosphere of enthusiasm, a spirit of dedication and a great desire to build quality relationships. Experience the Cornerstone difference.

Throughout her 21-year mortgage career, Charla Rueda has carefully created positive mortgage experiences for her clients. Integrity, communication, accessibility, and hard work form the foundation of her exceptional service.

Charla consistently delivers mortgage products that meet her clients' needs and earn their repeat business. In addition to her past clients, Charla builds strong relationships within her local real estate community and is committed to the success of her business partners.

Acknowledged as an elite originator, Charla has been a distinguished member of Cornerstone Home Lending's President's Club for the past four consecutive years. She was also ranked in the top five percent of her previous company's nationwide loan officers.

Born in Portland, Oregon, Charla has lived in California since 1979 and has been a resident of Escondido since 1989. She graduated from Pepperdine University with a Bachelor of Arts in Broadcast Journalism. She enjoys outdoor activities, cooking, and spending time with her husband Jaime, daughter Amanda, and son Austin.

Andrew Ryan is a Loan Originator and Sales Operations Manager, known for a rare combination of skills in both sales and operations. With more than 25 years in the industry, Andrew boasts encyclopedic knowledge of many loan programs, along with the practical experience to support the HLC Team in delivering a smooth and expedient loan process, from application to closing. With a strong desire to help others reach their goals, Andrew guides his team of loan officers, providing seasoned insight and motivation to help make homeownership dreams come true.

Born in New York, Andrew was raised in California and proudly calls it home. Outside of work, you’ll most likely find him outdoors, hiking, cycling or just enjoying life with his wife and their grandchildren.

Nikki Sandoval-Belt has helped people find the right loan for their dream home since 2011. Backed by her program knowledge and clear guidance, her customers have all the information they need to make confident financing decisions. Nikki has built a competent team to be available at each step to personally answer questions or concerns and will be there as a trusted resource long after the loan has closed.

Before joining the mortgage industry, Nikki was a Realtor for five years. With her background in real estate, she can offer clients insight into the full scope of the home-buying experience. Nikki can also better communicate with and serve the needs of her clients’ Realtors. In all that she does, Nikki is dedicated to simplifying the mortgage process and providing remarkable service.

Born and raised in San Juan County, Nikki graduated from the University of New Mexico. She devotes much of her time to her amazing kids and their academic and athletic endeavors. Nikki’s daughter is currently in her second year of Medical School at the University of New Mexico and her son is in the 5th grade. Nikki also enjoys quality time with family and friends and experiencing all that the Four Corners has to offer.

Allen Scott has dedicated his career to helping people achieve their goals. He served in the financial services field for 10 years before moving to residential lending in 1992.

The 2016 Five Star Mortgage Professional explores every opportunity to help turn homeownership dreams into reality. Allen also takes the time to educate his customers on all their options and what to expect along the way. "The mortgage process can seem overwhelming," he says. "That's why I make sure my customers have all the information they need to feel confident, comfortable, and at ease throughout the whole transaction."

Both customers and industry peers value Allen's honest guidance, clear communication, and caring service. In all that he does, he creates positive home-financing experiences.