USDA Loans

A USDA loan can put affordable homeownership within reach for people who want to live outside major metropolitan areas.


  • No down payment required
  • No first-time homebuyer requirement
  • Good solution for homebuyers with limited or moderate incomes (borrowers must meet income limits)
  • Flexible credit qualification criteria
  • Lower interest rates than conventional loans
  • Lower mortgage insurance costs than FHA loans
  • Allows the seller or gift funds to cover closing costs
  • Easy to refinance an existing USDA loan, even with reduced home value

USDA requires the property being financed to be a designated rural area. Some suburban communities could qualify. Contact us to learn more!

Fixed-Rate Mortgage

Your interest rate stays fixed for the life of the loan.

Adjustable-Rate Mortgage

Your interest rate changes according to a preset schedule.

FHA Loan

Popular with first-time buyers, this loan has a minimum 3.5% down payment and low interest rates.

VA Home Loan

Loan for eligible veterans and active-duty service members, with no down payment in most cases.

Jumbo Loan

Shopping for a higher-priced property? Lock in a competitive rate and stable monthly payments on your ultimate dream home.


USDA Loans offer no-money-down mortgages for rural and suburban buyers.